Saving
2 postsEmergency funds, budgets and the habits that keep them.
- The emergency fund, sized honestly
- A budget that survives December
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Investing
2 postsIndex funds, fees, and the boring option that wins.
- Index funds: the whole argument in one page
- The fee you cannot see
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Housing
2 postsRenting, buying, mortgages and moving.
- Rent or buy, without the spreadsheet
- Downsizing at sixty
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Tax
1 postsBands, rates and allowances, with worked examples.
- What a marginal rate actually means
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Work
2 postsPay, raises, and income on the side.
- Negotiating a raise with numbers
- Side income and the second tax
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Family
1 postsWhat children cost, by year, and how to plan for it.
- The cost of a child, by year
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Retirement
1 postsHow much is enough, and how to get there.
- How much is enough
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Debt
1 postsPaying it off, in the order that gets finished.
- Paying off the smallest debt first, and why it works
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